Frequently Asked Questions
Below are some frequently asked questions. If you do not see an answer to your questions please give us a call and we will be happy to help.
- Should I be qualified for a mortgage before I start to look for a new home?
- What are fixed rate vs. adjustable rate mortgages?
- What is the difference between locking and floating my interest rate?
- Why does my estimated payment include mortgage insurance?
- Why is the Annual Percentage Rate (APR) on the Loan Estimate higher than the interest rate I chose?
- Will it cost me anything to complete the application?
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